A contrarily, mensurable:
- The speculative risks (basic precept: “Compensation is not gain”).
- The objects of illicit trade.
- The things where there is no insurable interest
The impossible does not create risk. Must be uncertain, because if necessarily going to happen, no one would assume the obligation to repair. Without risk there can be safe , because when there is no possibility that the damaging event occurs, or may be hurt or think fit compensation whatsoever.
The risk has certain features that are:
- Is uncertain and random.
- Possible
- Concrete
- Lawful
- Fortuitous
- Economic content
The contract of insurance the insurer can not take the risk in an abstract way, but this must be duly individual because not all risks are insurable, is therefore to be limited and individualized, within the contractual relationship.
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