Types of insurance There are many kinds of insurance, but after doing an analysis of the classification are different authors on the subject, the more accurate classification is as follows: Security interests: On the subject: interest in an asset can be identified on a particular right to a good or derived from a well and above all the heritage . For the class of the insured .- may be over the interests of capital and interest of profit. Personal insurance: Strictly speaking, the human life insurance – insurance in case of death , survival , etc. Broadly, insurance covering an event that affects the health or bodily integrity. Cumulative Security: Those in which two or more insurance companies cover independently and simultaneously a risk . Full insurance: one in which you have included all the guarantees normally applicable to a particular risk . Group Insurance: That contract of insurance on persons , which is characterized by a single contract covering multiple policyholders who make up a community homogeneous. Supplemental insurance: one who joins another in order to provide the insured person in both a new warranty or extend the coverage preexisting. Accident insurance: He who seeks the provision of compensation for accidents involving the death or disability of the insured , because of activities covered by the policy . Travel assistance insurance: One sure toward resolving the effects of different nature that have arisen during a trip . Auto Insurance: The right for the provision of claims arising from accidents caused as a result of the movement of vehicles . Health insurance: It is that virtue, in the case of illness of the insured , is given a compensation previously provided in the policy . Fire insurance: One who guarantees the secure delivery of compensation in case of fire of property identified in the policy or repair or compensation for them. Insurance orphans: one who seeks the grant of a pension holiday for children under 18 years for death of father or mother who are financially dependent. Theft Insurance: One in which the insurer undertakes to indemnify the insured for losses suffered as a result of the disappearance of the insured. Transport insurance: One for whom an insurance company agrees to pay certain compensation as a result of damage incurred during transportation of goods. Life insurance: It is one in which the payment by the insurer of the amount stipulated in the contract is made depending on the death or survival of the insured at a particular time. The range is very wide and may even negotiate contracts not covered by insurance .
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