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In the consumer and financial products issued by the OCU, is discouraged by brokers debt consolidation, as these tend to charge high service fees.

Faced with a looming economic crisis facing many people reunite their debts and loans into one, which can often be an excellent alternative, however, do so through an intermediary may not be as positive.

The Organization of Consumers and Users, private association that provides advice and information to consumers, released a report recommends that reunify families considering their loans before doing so through a broker is better to consider other options for credit as a loan family with no interest or low interest, advances for business or even an extension of mortgage, only apply if the amount is high it is necessary to invest in notary fees, registration, and various taxes.

The reason that discourages OCU go to financial advisors is because they often charge high service fees, plus the service they provide is one to which the person can access on their own.

They also recommend close monitoring of the cats and negotiate fees and especially because a bank will almost always be willing to modify them if doing so will have a reliable customer. When it comes to investing the savings, they recommend “Investing for sure” in institutions supervised by the Administration and of course have to register in order.

Advised to go to a personal credit is something that should be done only if necessary, advise against it especially when the amount is low because that’s when the stakes are higher.

An excellent choice to multiply our savings is to avoid bunching in current accounts, it is best to diversify investments and take advantage of interest-bearing accounts or savings accounts. Through the website of the OCU can consult the report “The consumer and financial services,” which also tips and information includes a comparison chart of the most popular products on the market.

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