Changing mortgage – may be that a situation changing interest rates on the market or any other personal circumstances need a change of mortgage. When we consider a change of mortgage we have the opportunity to renegotiate the terms of our mortgage. Speaking of change of mortgage we are talking basically two possibilities: the novation and subrogation.

Through the novation will try to improve the conditions of our mortgage with our financial institution, ie without switching banks. Learn more about the innovation.

Through subrogation will transfer our mortgage to another financial institution to improve those conditions. Learn more about surrogacy.

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